There are tons of budgeting tools out there, but no free options are as comprehensive and user-friendly as Mint. You can build a budget with dozens of categories, then sync your bank accounts so that your spending in each chosen category is tracked automatically. You’ll also get email alerts when you’ve gone over (yes, I get “shopping” and “groceries” alerts every single month).
You can link your loan, credit card, and investment accounts to the site to get a real-time view of your cash flow, savings, and debt, plus you can track progress towards financial goals—whether that’s paying off student loan debt or saving up for your trip to Thailand. And you can even get info even on the go: Mint is also available as an app on Android and iPhone.